The selection process

Signing of the Raizers commercial contract

If your project meets the Raizers requirements, one of our financing account managers will contact you within 5 days to contract our services.

Raizers charges a variable fee on the amount raised, which cannot exceed 10%. Raizers can also charge a fixed fee of up to €8,000/CHF upstream of the campaign, depending on the estimated time required to structure the financial and legal aspects of the operation.

Full audit

Once the contract is signed, Raizers' financial analysts proceed with an in-depth study of the operator's profile and its financing request, allowing them to judge its viability and suitability. To this end, an exhaustive list of documents, listed in the contract, must be provided:

• Elements related to the issuer: identity document, curriculum vitae, track record, etc;
• Economic elements: operation brochure, marketing materials, etc.
• Financial elements: latest balance sheets, business plan, cash flow forecast, etc;
• Legal elements: organization chart, extract from the trade register, articles of association, shareholders' agreement, leases, compromise, building permits, etc.

This audit leads to the production of a summary note within 5 to 15 days, which allows the Raizers Selection Committee to issue a final favorable or unfavorable opinion, to which is associated a proposal for a legal and financial package (shareholders' agreement clauses, valuation - rate, maturity, possible guarantees associated with the loan).

Legal documentation and online operation

In less than 48 hours, our advisors and our Raizers lawyers proceed to the establishment of the commercial supports which will allow our investment advisors to carry out your fund raising:

• Presentation content and memorandum of the operation;
• Drafting of regulatory documentation;
• Subscription form.
• Bond contract
• Warranties

Fundraising and disbursement of funds

Depending on the type of transaction and the amount to be raised, our operations are financed in minutes, hours or days.

An investment advisor is dedicated to your fundraising. He/she is in charge of the follow-up of the subscriptions and the support to the investment. He also runs the online forum where interested investors can ask questions.

All investors must be registered and identify themselves before they can view company profiles and transaction details on the platform.

At the end of the fundraising, we proceed to the payment of the funds. The funds will have been deposited throughout the campaign in an escrow account opened in your company's name with our approved payment service provider MangoPay SA, a subsidiary of the bank Credit Mutuel Arkéa.

If the goal is not reached, all investors are reimbursed by Raizers.

Investment monitoring and investor reimbursement

By soliciting our communities of investors, you are contractually committed to keeping them informed at least once a quarter of the progress of your operation (progress of construction, status of marketing, etc.). In this context, you will receive a quarterly reporting request that you must complete and return to us. The Raizers team will then transmit the information to the investors.

Raizers takes care of bond redemptions, including tax obligations (social and fiscal deductions in the context of the flat tax, preparation of single tax forms, etc.).